DB Technology Innovations Ltd (CPayant) Data Protection Policy

Last updated: March 19, 2024


At DB Technology Innovations Ltd (CPayant), we recognize the importance of protecting the personal data entrusted to us by our users. This Data Protection Policy, approved by our Board of Directors, outlines our commitment to responsible data collection, use, and disclosure in accordance with all applicable data protection laws and regulations, including the General Data Protection Regulation (GDPR).

Personal Data We Collect and Use

We collect and use personal data to deliver our cross-border payment app experience and fulfill our contractual obligations. This data includes, but is not limited to:

Account Information: Name, email address, phone number, date of birth, identification documents.

Financial Information: Payment details, transaction history.

App Usage Data: IP address, device type, operating system, browsing history, location data (with consent).

Third-Party Data: Information from social media platforms or payment processors (with consent).

Transparency and Legal Basis

We believe in transparency and obtaining your informed consent whenever possible. However, in some cases, we may process your data based on the following legal grounds:

Contractual Necessity: To provide the app services and fulfill our agreements with you.

Legal Obligations: To comply with anti-money laundering and other regulatory requirements.

Legitimate Interests: To improve our services, prevent fraud, and market our offerings, ensuring your interests are not overridden.

Data Retention and Security

We retain your data only for as long as necessary for the stated purposes, adhering to strict legal requirements. We implement robust security measures to protect your information against unauthorized access, disclosure, alteration, or destruction.

Data Sharing and Your Rights

We may share your data with trusted third-party service providers who assist us in operating the app and delivering services. We disclose data only as required by law or with your explicit consent.

You have the right to:

Access and rectify your personal data.

Request erasure or restriction of processing.

Object to processing and data portability.

Lodge complaints with supervisory authorities.

We encourage you to exercise these rights and have established clear procedures to facilitate them.

Commitment and Continuous Improvement

Our Board of Directors regularly reviews and updates this policy to ensure it aligns with evolving data protection regulations and best practices. We are committed to protecting your privacy and fostering trust through responsible data handling.

Contact Us

For any inquiries or concerns regarding this policy, please contact our Data Protection Officer at contact@cpayant.com.